There are various benefits enjoyed by employees under workman’s comp. A major benefit under workman’s comp is medical benefits. In this case an employee will benefit in a case where they are injured. The payments are normally made until that point where the employee is cured. The healthcare provider is the one who directly receives these payments. Following the doctor’s orders is all the employee will have to do in this case. The physician to offer treatment is sometimes chosen depending on the wishes of the employee. In other cases the physician will be picked by the employer. The workman’s comp provider is the one responsible for paying medical costs, surgical fees and nursing care expenses. All costs will also be covered if rehabilitation treatment is required. This can greatly benefit an employee that suffers a serious injury. Travel expenses to and from the medical facilities are also covered by the workman’s comp.
Indemnity benefits are other benefits offered under the workman’s comp. An injured employee may not be able to work at all. After the injury the pay is not going to be the same as that of before. This means they will lose their income and their lifestyle will also diminish. The extent of injuries is what determines the payment the employee will receive. For example there are those injuries that are meant to recover after a certain period of time. These injuries allow an employee to return to work and do light duties.
The employee enjoys benefits such as lost wages. In this case an employee may end up suffering permanent injuries like loss of an eye. The payments in this case will be made for years. It is very possible for an employee to suffer from permanent disability and this means he cannot go back to work. Medical costs will also be covered in this case. In this case the payments may be extended to the duration of the disability. The employee will also enjoy these benefits if cannot work until he is recovered. In this case the employee may be required to be on bed rest or even in the hospital. The workman’s comp pays all the medical bills and lost wages in this case.
Death benefits are also offered under the workman’s comp. This covers all the funeral expenses and payments to the dependents. Death benefits are normally realized under certain conditions. In this case the death should have been caused by a work related injury. It is also important to request for the benefits within a certain period of time after the death. The dependents of the dead employee are paid according to the law. For instance before the children reach 18 years they will always be compensated. All the benefits under the workman’s comp are very beneficial to employees.